Detroiters, however, don't have homeowners insurance at alarmingly high rates, locking them out of access to capital. At least 25% — and perhaps closer to 40% — of Detroit homes aren't insured, according to a 2025 University of Michigan survey.
Detroiters can’t fix up their houses without insurance — but can’t get insurance until repairs are made
March 25, 2026
Outlier Media
